Risk Analytics Lead

Closing date

25/04/2025

Admiral Money is expanding, and an exciting opportunity has arisen for a Risk Analytics Lead to join the team.

About Admiral Money

Admiral Money is an exciting, new division of Admiral Group. We have the freedom and innovation of a small start up with the security of a large parent company, Admiral.

Launching unsecured personal loans in June 2017, we have gone from strength to strength with two other product lines launched in more recent years - motor finance & second charge mortgages.

Were looking for people who are keen to learn, excited about getting stuck in and are ready for a challenge to help us to achieve our aim of creating a special lending business for our customers.

About the role

We are recruiting a Risk Analytics Lead to sit within our Financial & Credit Risk function. This is a critical role with responsibility for shaping our IFRS 9 Impairment modelling and reporting, stress testing capabilities, and credit risk analytics. The role holder will guide a small team, where you will:

• Lead our IFRS 9 modelling activity, ensuring models are kept up to date with industry best practice along with being compliant.
• Deliver reporting and insight of monthly impairment figures to the Chief Financial Officer, Chief Risk Officer, and our Provision Working Group.
• Support the evolution of our stress testing and forecasting capability.
• Provide expert analytical support across the CRO team.
• Facilitate conversation and analysis of our lending portfolios via deep analytics.
• Support and coach a team of analysts.

What makes this opportunity unique:

• Opportunity to join a dynamic and skilled team.
• Multi-product exposure: Develop expertise across three distinct lending sectors (Unsecured Personal Loans, Motor Finance, Mortgages).
• Collaborative influence and the autonomy to drive change and improve our processes.

Were a forward-thinking lender where effective risk management is paramount. If youre passionate about maintaining high risk standards while enabling growth and responsible lending, this role offers an exciting platform to advance your credit risk career.

Your expertise will help ensure our lending remains both commercially successful and customer-focused across multiple product lines.

Requirements:

• Proven experience in risk analytics, credit risk management, or a similar role.
• Strong knowledge of IFRS 9 standards and stress testing methodologies.
• Proficiency in statistical software and risk modelling tools.
• Ability to communicate complex risk concepts clearly

Desirable:

• Motor finance, unsecured loans and/or mortgage experience.
• Portfolio analysis and credit strategy background

Salary, Benefits and Work-Life Balance

At Admiral, we are proud to be a diverse business where we put our people and customers first. We have great benefits to ensure employees have a great work-life balance; its one of the reasons were consistently voted one of the Sunday Times Best Big Companies to Work For in the UK.

All colleagues will receive 33 days holiday (including banks holidays) when they join us, and this will increase with length of service, up to a maximum of 38 days (including banks holidays). You also have the option to buy or sell up to five days of annual leave in addition to your allocation.

Admiral, Where You Can Be You

At Admiral youre accepted, supported and empowered to be you. Because youre brilliant.

Were proud of our people-centric culture which has led us to being recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! Were committed to ensuring that at Admiral, progression is not slowed or haltered by barriers related to protected characteristics.

Information :

• Company : Admiral
• Position : Risk Analytics Lead
• Location : Cardiff
• Country : GB